How to Invest Automatically in 2025
"Automatic investing means your money works, even while you relax."
🚀 What Is Automatic Investing?
"Automatic investing is like brushing your teeth for your money — small daily action, big long-term impact."
Automatic investing is exactly what it sounds like: setting up your investments to happen automatically, without you having to think about it, time the market, or make emotional decisions. You choose an amount, pick a schedule (weekly, monthly, etc.), and your money gets invested consistently into your chosen ETF or fund.
✅ Why It Works (Especially Now)
📉 Most investors try (and fail) to time the market
Studies show that the average investor significantly underperforms the market because they try to buy low and sell high. The problem? Nobody can consistently predict market movements.
📊 Chart suggestion: "Timing the market vs. time in the market"
📈 Automatic investing smooths out volatility
Dollar-cost averaging is the secret sauce. When you invest the same amount regularly, you buy more shares when prices are low and fewer when prices are high. Over time, this averages out your cost basis and reduces the impact of market volatility.
📊 Dollar-cost averaging chart: Illustrate someone buying the same dollar amount across market dips and rises
🛠️ What You Need to Get Started
Link your bank for automatic transfers
Choose a platform that supports automation
Decide your amount and frequency
Keep it simple with broad market exposure
💸 What Should You Invest In?
| ETF | Description | Risk | Fees |
|---|---|---|---|
| SPY | S&P 500 (top 500 U.S. companies) | Medium | ~0.09% |
| VTI | Total U.S. Stock Market | Medium | ~0.03% |
| QQQ | NASDAQ 100 (tech-focused) | High | ~0.20% |
📱 How to Invest Automatically With OneClick Investing
💡 Your Plan Example:
$100/month → $160K in 30 years
Fully automated. No decisions needed.
📊 How Much Should You Invest?
$50/month
$61,000
in 30 years
$100/month
$122,000
in 30 years
$250/month
$305,000
in 30 years
"Start small. Stay consistent. Watch it grow."
🧠 Final Thoughts
"Automatic investing is the new smart lazy."
– The OneClick Team
and grow your money on autopilot.