January 2025
6 min read

💰 The Best Investing App for $100 Per Month: Grow Your Wealth Automatically

"Investing $100 per month can turn into $160,000+ over 30 years. Here's how to make it automatic."

Woman relaxing on beach with automated investing app

If you're looking for the perfect amount to start investing, $100 per month hits the sweet spot. It's affordable for most people, meaningful enough to build real wealth, and the perfect amount for automated investing strategies.

In this guide, we'll show you why $100 monthly is such a powerful investment strategy and how OneClick makes it completely automatic.

💡 Why $100 Per Month Is the Perfect Amount

Affordable

Just $3.33 per day — less than a coffee

Meaningful

Builds serious wealth over time

Consistent

Perfect for dollar-cost averaging

📈 The Power of $100 Monthly Investing

Let's look at what happens when you invest $100 every month in SPY (the S&P 500 ETF) over different time periods, assuming a 10% annual return:

Time PeriodTotal InvestedFinal ValueProfit
5 Years$6,000$7,700+$1,700
10 Years$12,000$20,500+$8,500
20 Years$24,000$76,000+$52,000
30 Years$36,000$226,000+$190,000

🤯 Mind-blowing fact: Over 30 years, you invest just $36,000 of your own money, but end up with $226,000. That's the power of compound growth!

🎯 Dollar-Cost Averaging with $100 Monthly

When you invest $100 every month, you're using a strategy called dollar-cost averaging (DCA). Here's why it's so powerful:

How Dollar-Cost Averaging Works:

  • • Market is high: Your $100 buys fewer shares
  • • Market is low: Your $100 buys more shares
  • • Over time: You average out the price and reduce volatility
  • • Result: Steady growth without trying to time the market

📱 How OneClick Makes $100 Monthly Investing Easy

OneClick investing app showing $100 monthly investment plan

OneClick is designed specifically for people who want to invest $100 per month automatically. Here's how we make it simple:

✅ Set It Once

Connect your bank account and set up your $100 monthly investment. We handle everything else.

✅ Invest in SPY

We automatically invest your $100 in SPY, the most popular S&P 500 ETF with low fees.

✅ No Decisions

No need to research stocks or time the market. We invest the same amount every month.

✅ Track Progress

Watch your wealth grow with our simple dashboard showing your total invested and current value.

💰 Why $100 Is Better Than $50 or $200

Monthly Amount30-Year ValueWhy Choose This?
$50$113,000Good for tight budgets
$100$226,000Sweet spot: affordable + meaningful
$200$452,000Great if you can afford it

💡 The $100 Sweet Spot:

$100 per month is affordable for most people (just $25 per week), but substantial enough to build serious wealth. It's the perfect balance between accessibility and impact.

🚀 Getting Started with $100 Monthly Investing

Your 3-Step Plan:

  1. 1. Sign up for OneClick — Takes 2 minutes to create your account
  2. 2. Connect your bank — Secure, encrypted connection for automatic transfers
  3. 3. Set $100 monthly — Choose your date and we'll invest in SPY automatically

🧠 Final Thoughts

"The best time to plant a tree was 20 years ago. The second best time is now."

– Chinese Proverb

Investing $100 per month might not seem like much, but it's one of the most powerful wealth-building strategies available. With OneClick, you can automate this process and let compound growth do the heavy lifting.

Remember: you don't need to be rich to start investing. You just need to start. $100 per month is the perfect amount to begin building your financial future.

Start Investing with $100

Join thousands building wealth automatically with OneClick.