Investing App with Recurring Deposits
Want to grow your wealth without thinking about it? The secret is simple: recurring deposits.
In this guide, we'll explain how recurring contributions work, why they matter, and which investing apps are best for automating your long-term wealth.
What Are Recurring Deposits?
Recurring deposits are automated transfers from your bank account into your investing account.
Instead of remembering to invest each month, your app does it for you — like a subscription to your future wealth.
$50 every Monday
Weekly consistency
$100 on the 1st
Monthly investing
$25 every 2 weeks
Paycheck aligned
Why Recurring Deposits Work
Builds the habit of investing
Consistency creates lasting wealth-building habits
Reduces decision fatigue
No more wondering "should I invest this month?"
Takes emotion out of the market
Invest regardless of market ups and downs
Grows wealth passively over time
Even small amounts compound when invested consistently
Example: The Power of Automatic Investing
If you invest $100/month automatically in a broad ETF like SPY:
| Years | Total Deposited | Approx. Value (7% annual return) |
|---|---|---|
| 5 | $6,000 | ~$7,200 |
| 10 | $12,000 | ~$16,000 |
| 30 | $36,000 | $165,000+ ✅ |
Best Investing Apps with Recurring Deposits
| App | Minimum Deposit | ETF Access | Automation Level | Best For |
|---|---|---|---|---|
| OneClick | $10 | SPY | ✅ Full | Set-it-and-forget-it investing |
| Robinhood | $1 | Yes | ✅ Partial | Active traders |
| Fidelity | $1 | Yes | ✅ Full | Retirement investors |
| Acorns | $5 | Yes | ✅ Full | Round-ups & small deposits |
| SoFi Invest | $5 | Yes | ✅ Full | Beginners + banking features |
Why Choose OneClick
OneClick was built from the ground up for people who want:
No dashboards. No decisions. Just progress.
Set Up Your Recurring Investment →Frequently Asked Questions
Can I change or pause recurring deposits?
Yes. Most apps (including OneClick) let you adjust or pause anytime.
How often should I invest?
Weekly or monthly works great. What matters is consistency.
Do I need a lot of money to get started?
No — with OneClick, you can start with as little as $10/month.
Final Thoughts
If you want to build wealth with minimal effort, an investing app with recurring deposits is the best place to start.
Just set it. Forget it. And let time do the work.
Start Investing Automatically →